A powerful leap forward for credit intelligence with CreditAI Vault

Credit intelligence has been forever changed. Octus, formerly Reorg, a trailblazer in financial AI, is once again raising the bar with the release of CreditAI Vault by Octus™. Designed with the unique needs of the buy side in mind, CreditAI Vault revolutionizes how financial professionals access, analyze and act on credit data.

This cutting-edge AI solution transforms permissioned credit data into a competitive advantage, offering unmatched clarity, speed and precision. CreditAI Vault seamlessly and securely navigates complex deal documents to extract insights from both structured and unstructured information. Now, integrated into our FinDox™ document management system, CreditAI Vault brings intelligence where you need it most and gives you confidence in every decision.

Why “vault?” Precision and security in one platform.

CreditAI Vault is more than just a tool — it’s an entire intelligence ecosystem built to enhance credit analysis, and not in general terms; in very specific ways based only on data and documents you have access to. Why do we call it a “vault?”

• Unmatched security: Built within our SOC2-certified environment, CreditAI Vault ensures data governance and compliance at the highest standards. Private data stays secure, while only permissioned stakeholders access sensitive information.
• Precision insights: With advanced AI capabilities, CreditAI Vault extracts the exact information you need, intelligently analyzing proprietary and private deal files, Octus’ historical content and analysis, along with public records such as SEC filings and public transcripts opening unparalleled context sensitivity.
• Streamlined access: The system integrates seamlessly with the Octus FinDox™ platform to maximize usability, enabling fast, reliable access to the most relevant credit data. Think of it as your trusted “intelligence vault,” always at your fingertips.

Built for precision — inside CreditAI Vault

At its core, CreditAI Vault uses generative AI to deliver relevant insight into the world of credit. It allows users to query their entire document ecosystem in natural language, eliminating the need to sift through countless files. Simply ask — “What are the key covenants for this agreement?” or “How does this term compare to others in our portfolio?” — and CreditAI Vault will do the heavy lifting, providing easy, actionable analyst-grade answers based on the underlying source documents.

Security and compliance you can trust: Unlike traditional solutions that risk data exposure, CreditAI Vault’s enterprise-grade permissioning architecture provides iron-clad security for user-specific data. Hosted within a SOC2-certified environment, our platform adheres to rigorous global compliance standards, making it one of the most secure options available for financial intelligence.

Designed with you, for you: We didn’t design CreditAI Vault in isolation — we collaborated directly with passionate credit and covenant analysts to ensure the platform aligns perfectly with their needs. The result? An intuitive system built for the complexities of your daily workflow. CreditAI Vault anticipates your analysis needs and delivers results as needed, prioritizing both privacy and usability.

Better data equals smarter decisions: Where traditional systems deliver outdated or incomplete data, CreditAI Vault continuously updates in real time. Powered by Octus’ proprietary intelligence, this platform maintains unparalleled transparency into source data. Robust chains of verification back our insights, providing clear and accurate answers without risking false interpretations. Proprietary extraction methods help Vault to pull information from complex documents in any format and any way the information is presented, including images, footnotes, charts and tables.

Three real-world applications of CreditAI Vault

1. Transforming customer workflows: For a credit analyst managing vast portfolios, manual document review is a time-consuming task. With CreditAI Vault, users can ask enterprise-grade questions and get analyst-grade responses in seconds, cutting hours off their daily workloads.
2. Enhancing buy-side decision making: CreditAI Vault empowers buy-side professionals to act confidently by delivering intelligence on structured debt, portfolio trends, financial health and comparable deals. Make better, faster market moves grounded in precise data and expert-backed insights.
3. Navigating complex regulations: CLO funds and buy-side legal teams no longer need to spend days combing through disclosure filings. By analyzing vital compliance data on-demand, CreditAI Vault streamlines workflows previously mired in inefficiencies.

Leading the future of credit intelligence

When we launched CreditAI in 2023, we didn’t just introduce a novel feature — we introduced an entirely new way of thinking about credit intelligence. Today, with CreditAI Vault by Octus™, we’ve elevated credit professionals’ intelligence and decision-making power.

Our goal? To empower financial professionals with tools that redefine what’s possible, now and in the future. We believe the best technology isn’t just an upgrade; it’s a transformation. By listening carefully to subscribers and user groups, expanding our platform’s functionality, and always prioritizing security, Octus is setting new credit intelligence benchmarks today while preparing for the challenges of tomorrow.

Think carefully about this question: What would you achieve with instant, actionable insights into the most critical financial data? CreditAI Vault answers this question every day for leading buy-side firms.

Now the question is, what will you do with it? Discover why Octus is the first and last word in credit intelligence. Discover how CreditAI Vault can accelerate your workflows and gain a competitive edge.

Read our latest announcement here and access our technical whitepaper here.

CreditAI Vault by Octus™ | This Is Credit Intelligence Reinvented

Meet CreditAI Vault by Octus™. Leverage secure, actionable credit intelligence

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